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Sell and Scale Toolkit

What are the Sell and Scale Toolkit options and how much do they cost?

Sell and Scale* is our new toolkit that helps you save on payment acceptance fees. It offers 4 subscription-based tools to choose from, plus 1 boost:

Sell In Person (buy device)

Monthly subscription fee: £12.99 +VAT. Payment fees below: 

Tide Card Reader:

  • Domestic consumer Visa/MasterCard debit cards – 0.79% + 3p (normally 1.39% + 5p)

  • Domestic consumer Visa/MasterCard credit cards – 0.89% + 3p (normally 1.39% + 5p)

Tap to Pay on iPhone: 

  • Domestic consumer Visa/MasterCard debit cards – 0.79% + 9p (normally 1.5% + 11p)

  • Domestic consumer Visa/MasterCard credit cards – 0.89% + 9p (normally 1.5% + 11p)

Learn more about the Tide Card Reader over on this page, and for Tap to Pay on iPhone, check this one.

If you don’t have a Tide Card Reader, with Sell In Person you can purchase one for £99 + VAT, or a Tide Card Reader Plus – for  £119 + VAT.

Sell In-Person (rent device)

Monthly subscription fee: £24.99 +VAT.

Instead of buying a Tide Card Reader Plus, you can rent one under a commitment of 12 months minimum usage. You’ll only see this option in the app, if you’re running an eligible Registered Business. The card reader remains the property of Tide while you take advantage of the reduced payment fees:

Tide Card Reader:

  • Domestic consumer Visa/MasterCard debit cards – 0.79% + 3p (normally 1.39% + 5p)

  • Domestic consumer Visa/MasterCard credit cards – 0.89% + 3p (normally 1.39% + 5p)

Tap to Pay on iPhone: 

  • Domestic consumer Visa/MasterCard debit cards – 0.79% + 9p (normally 1.5% + 11p)

  • Domestic consumer Visa/MasterCard credit cards – 0.89% + 9p (normally 1.5% + 11p)

If you already own a Card Reader, and you then sign up for a rental device, we’ll send you a Card Reader Plus. You can keep using your old device alongside your new rental one, and as a bonus, the Sell In-Person reduced fees will apply to both machines.

Cancellations: 

  • If you cancel after the 12 months minimum commitment period, you must return the device to us. You can keep using your original device, but if you’re not subscribed to one of the other Sell and Scale Toolkit options, we’ll start charging our standard Pay as You Go fees.

  • If you cancel at any time before 12 months have passed, you must return the device to us. We’ll charge you the monthly fees for the remainder of this period, plus a one-off £50 cancellation fee.

  • In both scenarios above, but without returning the rented card reader – if you continue taking payments with it, you’ll keep paying £24.99 +VAT per month, as well as 6% + 20p per transaction on any of your Tide Card Readers. If you don’t return the rented Card Reader to us, we shall be entitled to recover it and charge you any collection costs. Your credit score may also be affected by this. See full Terms and Conditions linked at the end of this page for more information.

Sell More Online 

Monthly subscription fee: £6.99 + VAT. Payment fees below:

Tide Instant Checkout and Payment Links:

  • Domestic consumer Visa/Mastercard debit cards – 0.79 % + 9p (normally 1.5% + 9p)

  • Domestic consumer Visa/MasterCard credit cards – 1.2 % + 9p (normally 1.5% + 9p)

  • Domestic commercial Visa/MasterCard debit cards – 1.99 % + 9p (normally 2.6% + 9p)

  • Domestic commercial Visa/MasterCard credit cards – 2.1 % + 9p normally 2.6% + 9p)

  • All American Express cards – 2.5 % + 9p (normally 2.8% + 9p)

  • International payments with all types of cards – 2.2 % + 9p (normally 2.8% + 9p)

  • Diners and Discovery payments (all cards) – 3.5 % + 9p (normally 3.8% + 9p)

Learn more about Tide Instant Checkout here.

Get Invoices Paid

Monthly subscription: £9.99 + VAT per month. Payment fees below:

Payment Links:

  • Domestic consumer Visa/MasterCard debit cards – 0.79 % + 9p (normally 1.5% + 9p)

  • Domestic consumer Visa/MasterCard credit cards – 1.2 % + 9p (normally 1.5% + 9p)

  • Domestic commercial Visa/MasterCard debit cards – 1.99 % + 9p (normally 2.6% + 9p)

  • Domestic commercial Visa/MasterCard credit cards – 2.1 % + 9p (normally 2.6% + 9p)

  • All types of American Express cards – 2.5 % + 9p (normally 2.8% + 9p)

  • International payments with all types of cards – 2.2 % + 9p (normally 2.8% + 9p)

  • Diners and Discovery payments (all cards) – 3.5 % + 9p (normally 3.8% + 9p)

Pay by Bank:

  • 1% but no more than £5 per transaction for payments accepted via Pay by Bank. The payment fee for Pay by Bank is normally 1.50%, but no more than £15 per transaction.

Learn more about Payment Links and Pay by Bank here.

Next Day Settlement Boost

Monthly subscription fee: £2.99 +VAT. Card payments take up to 3 business days to arrive, but with this Next Day Settlement Boost, it’ll be the next business day.

Only payments accepted after you subscribe will arrive on the next business day –  so that’s Monday to Friday, excluding bank holidays. 

*To learn everything about the Sell and Scale Toolkit, see the Membership and Product Terms.

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