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Initial amount Balance on the 01/06/25 Balance on the 01/06/26 £1,000 £1,011.86 £1,042.62 £50,000 £50,593.36 £52,131.40 £75,000 £75,890.05 £78,170.05* This estimate is based on: the initial amount being deposited at account opening on the 6th of February 2025 the Bank of England base rate being 4.50% no further deposits or withdrawals being made and no changes to the interest rate taking place no further changes in Bank of England rates and the Tide Margin, beside the once resulting from the expiry of the promotional period * After the expiry of the promotional period (ending on the 31st May 2025) an annual interest rate of 3.04% AER has been calculated on the first £75,000, and 0% on the amount above this threshold. The projections are for illustrative purposes only and do not take into account your personal circumstances.

Yes. As the interest rate is variable it can move up or down. The interest rate can change at any time for the following reasons: 1. Tide can change the Tide Margin at any time and this will impact the interest rate you receive. Please refer to the Tide Instant Saver Terms. If we decide to increase the Tide Margin and your interest rate will decrease as a result, we will give you at least 14 days’ notice in writing before the change takes effect. We don’t have to give you prior notice if your interest rate increases because we decrease the Tide Margin. However, we will notify you about the change within 30 days of it taking effect. 2. In addition, each time the Bank of England Base Rate changes, the interest rate applicable to your Tide Instant Saver Account will also automatically change, in line with the increase or decrease in the Bank of England Base Rate. Please note that this might happen in addition to changes due to changes in the Tide Margin. The change will take effect from the day the Bank of England announces the change.  We do not have to give you prior notice of the change, but we will notify you about the change within 30 days of it taking effect.  The Bank of England Base Rate may be negative, which may result in a negative interest rate applying to your Tide Instant Saver Account.